PFS Investments Disclosures
PFS Investments Inc. (PFSI), a broker-dealer registered with the Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority (FINRA), offers mutual funds, variable annuities, college savings plans and employer-sponsored retirement plans to the saving and investing public. PFSI is also a SEC-registered investment adviser offering investment advisory accounts under the trade name Primerica Advisors.
The materials below provide important information about PFSI's brokerage and advisory services, the investment products available to you through PFSI, the different features and costs of those products, how PFSI is compensated when you invest, and our conflicts of interest. We hope that you will review these materials carefully.
PFSI's Customer Relationship Summary for its brokerage and advisory businesses provides you with a clear and easy to read summary of the key features, available products, differences between, and conflicts associated with our brokerage and advisory businesses.
Investing With Primerica (Regulation Best Interest Disclosures)
PFSI's Investing With Primerica brochure contains more detailed, but still easy to read, descriptions of the investment products and services offered through our advisory and brokerage businesses. This brochure contains important information about the features of the investment products we offer, the costs associated with investing, the compensation we receive, and our conflicts of interest.
Thinking About Moving Your Retirement Savings?
This educational brochure is an important resource for investors considering moving their employer retirement savings or transferring an IRA account to PFSI. This brochure discusses the options available to you and factors that should be carefully considered before making the decision to rollover your retirement savings.
Visit this link to see a list of the Platform Funds, mutual fund families for which PFSI's affiliate Primerica Shareholder Services provides transfer agent and shareholder services.
Visit this link to see a list of the variable, index-linked variable, and fixed indexed annuity products offered through PFSI and Primerica Financial Services LLC, as well as information on the expenses of these products, surrender periods, and commissions earned by PFSI representatives on sales.
Visit this link to learn more about the revenue sharing payments PFSI receives from the sponsors of investment products we offer.
Form ADV for Primerica Advisors
Primerica Advisors Form ADV Part 2A Appendix 1 is the Wrap Fee brochure for the Lifetime Investment Platform managed account program. The Wrap Fee Brochure provides you with important information about our advisory services and the managed account program, including services, fees, and compensation, account requirements, and information about how we select the portfolio managers and investment strategies available in the program.
Brokerage Client Agreements
You may obtain a copy of your client agreement and custodial booklets for your PFSI mutual fund brokerage account here.
- Client Agreement (Web Turbo Application)
- Custodial Agreement and IRS Disclosure Statement (Traditional and Roth IRA)
- Custodial Agreement and IRS Disclosure Statement (SEP IRA)
- Custodial Agreement (SIMPLE IRA)
- Custodial Agreement and IRS Disclosure Statement (403 (b))
Advisory Client Agreements
The Primerica Advisors and TD Ameritrade account agreements for your Lifetime Investment Platform account are available below.
- Primerica Advisors Lifetime Investment Platform Client Agreement
- TD Ameritrade Individual Retirement Custodial Account Agreement
- TD Ameritrade Institutional Disclosure Packet
Contact us at 1-800-544-5445 to obtain more information about or assistance with your investments. We appreciate the opportunity to assist you and look forward to hearing from you. For more information on PFSI's Business Continuity Plan, information on preventing financial exploitation, and other important Primerica Disclosures, please visit www.primerica.com/public/primerica_disclosures.html