Today’s economy has had a devastating effect on people’s financial future, and there has never been a greater need for what we do.

People need to make more money, save more money and get a personalized financial road map to help reach their goals.

  • Three-quarters of American workers polled said they live paycheck-to-paycheck.1
  • Forty-six percent of adults say they either could not cover an emergency expense costing $400 or would cover it by selling something or borrowing money.2
  • 37% of workers expect to work after the age of 65.3
  • The average American household carries more than $15,700 in credit card debt.4
  • Two-thirds of Americans worry about having enough money for retirement.5
  • Half of the households in America would feel the financial impact from the loss of their primary wage earner in a year or less.6


  1., “Who Lives Paycheck to Paycheck? You Might Be Surprised,” August 11, 2016
  2., “Report on the Economic Well-Being of U.S. Households in 2015,” May 20, 2015
  3. Employee Benefit Research Institute, 2016 Retirement Confidence Survey, March 24 2016
  4., “2015 American Credit Card Debt Study,” viewed July 29, 2016
  5. LIMRA, Facts About Life 2015, September 15, 2015
  6. Ibid

Financial Needs Analysis

Millions of families have benefited from receiving a complimentary Financial Needs Analysis (FNA) from Primerica. Our proven financial concepts can forever change the way people think about and manage their money.

Our simple 4-step process helps consumers start their journey to financial freedom:

  1. Begin with a customized,
    confidential FNA.
  2. Make sure you are properly
    protected in all aspects of your life.
  3. Get on a path to debt freedom.
  4. Take the steps to become
    financially independent.

Primerica has common sense solutions to today’s financial challenges.